Now that our economic future has been…?

Does this make it easier?

Most people, I like to use the 80% theory, only want to work to keep their families safe and to provide an “American Dream” lifestyle in which the children look up to their parents as good providers and worthy of their obedience. That leaves the 20% who need some kind of assistance in their lives to keep the bills paid and the children in school.

At this moment The Debt Clock shows we have between 311 million and 312 million citizens. So if I use the Average of 311,500,000 and ask for 20% I come up with  62,300,000. The politicians touted some 80,000,000 during the August 2011 showdown. So, if I average that to 71 million that would be the figure to make untouchable.  Average $2000.00 a month per citizen comes up to about 17 trillion, wow, dollars a year to help those who cannot help themselves. The Debt Clock shows that there are about 112 million taxpayers so, again I calculate 17 trillion divided by 112 million we get 152 thousand dollars average per taxpayer. Wow, It seems almost impossible to understand how we can sustain these numbers. But what is the alternative?

Lower the amount per person is probably the popular solution. Lets look at the possible effects to this solution. Lets cut this in half to $1000.00 dollars per person. This would create a huge swell for the need of food stamp programs. I think that the Social Security Administration has not authorized an adjustment to inflation since 2005. But as we are all aware of the costs of goods and services has roughly increased by at least 75% since then. So, now after seeing their buying power decrease the amount of dollars given is to be reduced. The only way for them to survive now would be to give up any independent living styles and move in with a relative or BFF. By cutting out the rent and utilities that leaves more to taking care of their nutritional and emotional selves. Larger households can take advantage of warehouse prices and a smaller per person cost which increases the buying power of the entire house. Of course we have to consider the children. kids who have a large family structure have the best mental health while kids of 3 or less relatives/parents/siblings show higher averages for mental health issues.

Increase the amount of taxpayers. This is the ideal solution. Put more eligible workers back to work. If you have money you are hording until Christmas then maybe you can be part of a give it forward solution. Find out what is made and sold in your County and try to buy one thing extra a month. If a business can get a monthly increase in business they will likely spend that money or use it to expand some aspect of their business. Buy a toy for a young cousin, a knickknack for an aunt or uncle. Send someone in the Obituaries a few bucks in the mail or give them a gift card. Nothing cheers people up more than some extra buying power. It is a big deal when you can afford the good toilet paper.

If you want to get something for your hard-earned cash then buy a service that you would normally do yourself. Hire a Merry Maid, Take a Limo to a play, let the kid that keeps asking to cut your grass earn some money. Get the car washed and tip good.

Go out to eat. Take someone out for their anniversary. Tip 20% as much as possible. waitresses and waiters go shopping after work to buy the goods and services.

Buy that one car that you always wanted, I bet in this economy you could find some desperate sellers needing a cash injection.

That special wish or want has got to be easier to buy today than a year ago. Milk and gasoline may be close to five dollars a gallon but the amount of gas guzzlers on the market is mind-boggling. they are all around you.

If you take notice of For Sale signs in cars let your mind consider the weight and size of engine it has and the most will come to be suv’s and pick-ups.  so if you figure that you could survive with a car that takes a lot more fuel and own a high MPG rated auto then this is your market, big deals await in new and used vehicles.

Want to own a home? I would think that in this market of bloated inventory and construction of new dwellings at an all time low and the Fed Reserve just announced lowest interest rates to continue for the next two years.

Maybe it is time to use your knowledge and buying power to buy an existing business that you think you could advance with your knowledge and finances. Or start that new idea you were always sure would work if you had the time to try it out.

Move out of the way to let in new people. Think about this. You retire and your company hires a new person at the bottom and everyone below you moves up. Someone will benefit, then you buy a business which will increase revenues for the government. You hire one to two people who in turn pay more taxes and relieve the entitlement pool. It is up to us to get in the boat and help to get this sinking economy to shore.

Put it out there. Do something to stimulate the economy. Find where you are flush and use that to fund the economy. Just by tipping an extra five percent could make it better.

So, our economy has been hit with severe blows to our lifestyles and our peace of mind. Some solutions, inviting older or disabled relatives or friends to share your home. Buy one extra gift this month and every month as long as you can afford it. Make that big purchase. Use local services.  All of these things can help. Can you?


Blood from a turnip

When I joined the workforce I was always dismayed that the government was taking so much from my check. The minimum wage was $1.60 an hour and I worked my butt off to get a small amount but I felt it was my duty as an American to pay my fair share of taxes. I was 13 when I got my first job and I had gainful employment ever since.

Today I am receiving disability payments due to a defective brain. I was born with a disease that went undiagnosed for over 40 years. I hate not being able to work and to continue to contribute to our great country. When I went to Social Security to receive my disability payments that I earned through the F.I.C.A. tax, I had to wait three years before I started getting payments. I get barely enough to cover my basic needs, rent, utilities, groceries, clothes and when these basic necessities are acquired there is enough left over to go to a movie or attend local fairs and events. I do not have enough to support bad habits like alcohol and illegal drugs. I have a duty to my country to live within my means and to not cause trouble, so far I have done just that.

Today I awoke to a country that believes that the benefits I receive are “entitlements” that should be cut because the government spent all the money on other things. I can imagine all the Senior Citizens who worked so hard to get to retirement age are feeling betrayed by a small group of elected representatives who call the money they get “entitlements” and that our country can no longer afford to pay these benefits due to the fiscal irresponsibility of these elected officials.

When these cuts are implemented the people who receive these “entitlements” are going to suffer greatly. They will be forced to skip meals and medications. They will have to find a way to support their current lifestyle by relying on relatives and local food banks.

If they were allowed to take the money that the government took from their paychecks and deposit it in a retirement account most would be living comfortably on the funds they saved. But the government said no. They continued to take this money knowing that, in the near future they would not be able to pay these “entitlements” and that day has arrived.

I would hope that our elected officials would stop trying to pin the current fiscal Armageddon on the programs that provide our Seniors and the Disabled with the money they worked so hard to get and cut their own salaries and benefits. President Obama and the Congress have decided to do just that. Our Seniors and the Disabled must be made the scapegoats for this mess.

There are over 4,ooo,ooo federal employees and almost 16,000,000 state and local government employees currently receiving paychecks from the taxpayers. How much are they going to take from them? Are they going to continue to take Social Security and F.I.C.A. taxes from the hard working citizens knowing that the government will not be able to provide them with the retirement and disability benefits? I can imagine that if the insurance and retirement companies took money from people and then told them that they couldn’t afford to pay out the benefits that they promised, that they would be shut down and forced to pay and the executives in charge would face criminal charges. How is that different from what our current Congress and President are doing?

They believe they can get blood from turnips, imagine that!